The Department of Housing and Community Development administers State and Federal housing and community development loan and grant programs.

California Housing Finance Agency

CalHFA supports the needs of renters and homebuyers by providing financing and programs so more low and moderate-income Californians have a place to call home. Its Single-Family Division provides first mortgage loans and down payment assistance to first-time homebuyers.

• The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.

Department of Fair Employment and Housing

The Department of Fair Employment and Housing is the largest state civil rights agency in the country. The Department investigates, mediates and prosecutes complaints alleging employment, housing and public accommodation discrimination. Investigates and prosecutes complaints alleging acts of hate violence.

California Interagency Council on Homelessness

The California Interagency Council on Homelessness (Council) mission is to develop policies, identify resources, benefits, and services to prevent and work toward ending homelessness in California. The Council does not provide direct services to individuals.

Department of Real Estate

The mission of the California Department of Real Estate is to safeguard and promote the public interests in real estate matters through licensure, regulation, education and enforcement. The Department of Real Estate licenses and regulates mortgage loan originators, real estate brokers and salespersons, and offerings of subdivided lands in California.

Web pages

• Home - https://www.bcsh.ca.gov/housing/index.html
• California Housing Finance Agency - https://www.calhfa.ca.gov/homebuyer/
• The Dream For All Shared Appreciation Loan - https://www.calhfa.ca.gov/dream/
• Department of Fair Employment and Housing - https://calcivilrights.ca.gov/
• California Interagency Council on Homelessness - https://www.bcsh.ca.gov/calich/
• ​Department of Real Estate - https://www.dre.ca.gov/