FEMA’s Individuals and Households Program (IHP) provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or under-insured necessary expenses and serious needs. IHP assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts.

IHP Assistance may include:

• Funds for temporary housing while you are unable to live in your home, such as rental assistance, or reimbursement for hotel costs
• A temporary housing unit, if approved for the disaster, when you are not able to use rental assistance due to a lack of available housing resources
• Funds to support the repair or replacement of owner-occupied homes that serve as the household’s primary residence, including privately-owned access routes, such as driveways, roads, or bridges

Apply for Assistance

​You can find more information on the application process here. Documents you need to provide to FEMA include an Insurance determination letter, proof of occupancy or ownership, and proof of ID.

Web pages

• Home - Individuals and Households Program - FEMA - https://www.fema.gov/assistance/individual/program
• Apply for Assistance - FEMA - https://www.fema.gov/assistance/individual/program#apply
• Funds for temporary housing - FEMA - www.fema.gov/assistance/individual/sheltering-housing-options
• Temporary housing unit - FEMA - www.fema.gov/assistance/individual/sheltering-housing-options
• Funds to support the repair or replacement of owner-occupied homes - FEMA - www.fema.gov/assistance/individual/sheltering-housing-options
• Funds for other uninsured or under-insured disaster-caused expenses and serious needs - FEMA - www.fema.gov/assistance/individual/housing
• Funds for hazard mitigation assistance - FEMA - www.fema.gov/fact-sheet/hazard-mitigation-under-individuals-and-households-program
• Individual assistance - https://www.fema.gov/assistance/individual